Scams, identity theft and cybercrimes threaten everyone.
Every year people lose billions of dollars to scams, identity theft and cybercrime. No one is immune to these dangers. Young and old alike are victims and if you think you are too smart to become a victim, you are wrong. According to the National Association of Securities Dealers wealthy, financially literate and astute people are actually more likely to become victims of financial scams.
The key to protecting yourself from scams cybercrime and identity theft is education and that is where Scamicide.com comes in. Here at Scamicide.com you will learn how to recognize scams, cyber security threats and risks of identity theft as well as how to avoid them. Here at Scamicide.com we also alert you each and every day to the latest developments in scams, cyber security and identity theft and tell you what you need to do to protect yourself. It is a dangerous world out there, but Scamicide.com can help you make it safer.
Scam of the day – February 9, 2026 – Banks Are Wrong: Voice Authentication Is Vulnerable to AI Voice Cloning
As we all know, passwords as a method of authentication for your accounts are not particularly secure. Passwords may be stolen or compromised in a data breach. Biometrics such as a finger print are a good tool for verification to open your phone, but what about accessing your bank account? Many banks offer voice verification whereby your voice on the phone acts as your password allowing you access to your account. Banks using this technology say that it is a safe and secure option. Banks saying this are wrong.
Due to now widely available AI voice cloning technology, it can be a simple matter for an identity thief to clone your voice from social media or anywhere else your voice appears and use it to access your bank account if you are using voice verification at your bank. The susceptibility of voice verification technology to AI voice cloning has been proven by tech researchers in numerous instances.
TIPS
My advice is to not use voice verification for your bank account. However, as I always urge you to do, you should use dual factor authentication whenever possible including if you are using voice verification for your bank account so that even if someone were to try to access your bank account using AI voice cloning technology, they would not be able to do so. Just as we all should be protective of personal information we post on social media that can be leveraged against us for scams and identity theft purposes, we should consider whether we also wish to take the risk of posting audio.
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