Scams, identity theft and cybercrimes threaten everyone.
Every year people lose billions of dollars to scams, identity theft and cybercrime. No one is immune to these dangers. Young and old alike are victims and if you think you are too smart to become a victim, you are wrong. According to the National Association of Securities Dealers wealthy, financially literate and astute people are actually more likely to become victims of financial scams.
The key to protecting yourself from scams cybercrime and identity theft is education and that is where Scamicide.com comes in. Here at Scamicide.com you will learn how to recognize scams, cyber security threats and risks of identity theft as well as how to avoid them. Here at Scamicide.com we also alert you each and every day to the latest developments in scams, cyber security and identity theft and tell you what you need to do to protect yourself. It is a dangerous world out there, but Scamicide.com can help you make it safer.
Scam of the day – July 5, 2026 – American Consumer Credit Counseling Data Breach Settlement
American Consumer Credit Counseling, Inc. (“ACCC”) a non-profit credit counseling agency suffered a data breach recently experienced a data breach on Jan. 29, 2025, in which a cybercriminal gained access to ACCC’s computer systems and acquired copies of files containing personal information including names, Social Security numbers, driver’s license numbers, financial account numbers and/or payment card information. A class action was filed alleging that ACCC was negligent in failing to implement reasonable security measures. and now that lawsuit has been settled with class members eligible to receive up to $3,500 for documented, unreimbursed losses suffered as a result of the data breach, compensation of up to $80 for lost time in addressing the data breach and 3 years of free credit monitoring. Class members who did not experience out-of-pocket losses or lost time addressing the data breach alternatively can receive a cash payment of $45. Claims must be filed prior to September 16, 2026. Here is a link to the form to file a claim if you were affected by this data breach. https://acccsettlement.com/form/claim
.TIPS
Be wary of anyone who calls you asking for personal information in regard to this or any other data breach as that is a favorite tactic of the hackers to lure you into providing personal information that can lead to your becoming a victim of identity theft. Scammers often pose as the breached company and contact victims of the data breach to convince them to provide personal information.
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